Virtual Currency Guide: How to Start Investing? Essential Tools and FAQs for Beginners

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Introduction

For Taiwanese users investing in virtual currencies, it's crucial to comply with the Financial Supervisory Commission's "Anti-Money Laundering Registration Rules for Virtual Asset Service Providers." Always choose secure and reliable exchange platforms!

Traditional fiat currencies like the New Taiwan Dollar, USD, or Japanese Yen are issued by governments, while virtual currencies are digital assets that can flow globally via the internet without needing fiat conversion.

The high liquidity of virtual currencies is facilitated by exchanges, enabling users worldwide to buy, sell, and trade cryptocurrencies, ensuring seamless asset movement.

However, just like banks, selecting a trustworthy exchange is vital to safeguard your crypto assets. This guide will introduce you to the global TOP 20 virtual currency exchanges and provide a detailed comparison.

👉 Discover the best crypto exchange for beginners


How to Choose a Virtual Currency Exchange (Beginners' Guide)

For newcomers, we recommend starting with one of the largest global crypto exchanges like Binance. While promotions may vary, these platforms offer stability, diverse products, and comprehensive services.

Once familiar with crypto investing, you can explore 2–3 additional exchanges based on their unique features.

Key Selection Criteria (★ = Critical Factors):

  1. Security
  2. Trading Volume
  3. Years in Operation (Indicates reliability)
  4. Range of Tradable Products
  5. Convenience for NTD Transactions (Optional but useful for Taiwanese users)

For real-time rankings, check CoinMarketCap, which evaluates exchanges based on:


Top 20 Global Virtual Currency Exchanges (Spot Trading)

The table below lists the top 20 exchanges recognized for their services and security. Beginners should opt for platforms with Chinese support to avoid language barriers.

RankExchangeFounded24H Trading VolumeSupported CoinsChinese UIExclusive Discounts
1Binance2017$867.7B406YesSign-up Bonus
2Coinbase2012$89.6B243YesN/A
3Bybit2018$134.7B593YesDiscount Link
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Data Source: CoinMarketCap
👉 Compare fees across top exchanges


Top 20 Exchanges for Derivatives Trading

Derivatives (e.g., leveraged tokens, futures, options) carry higher risks and are not recommended for beginners.

RankExchange24H VolumeMaker FeeTaker FeeLaunch DatePromotions
1Binance$2.42T0.02%0.04%2017Bonus
2Bybit$777.2B0.02%0.06%2018Deal

FAQ Section

1. Is Binance safe for beginners?

Yes, Binance is the world’s largest exchange with robust security measures and Chinese support.

2. What’s the difference between spot and derivatives trading?

Spot trading involves direct crypto purchases, while derivatives are contracts based on asset prices (higher risk).

3. How do I avoid scams?

Stick to top-ranked exchanges, enable 2FA, and never share private keys.

👉 Learn about crypto scams


Final Tips

For local Taiwanese options, explore MAX or BitoPro.

Disclaimer: Crypto investments are high-risk. This guide is educational, not financial advice.


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