Introduction to Crypto Deposits on Futu
Futu has officially launched its cryptocurrency deposit services for Bitcoin (BTC), Ethereum (ETH), and Tether (USDT) (available only to professional investors). Eligible investors can now use Futu's all-in-one platform to seamlessly deposit, trade cryptocurrencies, and convert them to fiat for flexible investments in stocks, options, ETFs, funds, bonds, and other assets.
Key Benefits of Depositing and Trading Crypto on Futu
- Licensed and Secure: Assets are protected against fraud and theft risks.
- Fiat/Crypto Trading: 24/7 trading with direct HKD/USD conversions and easy deposits/withdrawals.
- Flexible Asset Conversion: Diversify investments across crypto spot markets, stocks, options, ETFs, and more—all in one app.
Supported Cryptocurrencies and Minimum Deposit Amounts
| Cryptocurrency | Blockchain Network | Minimum Deposit |
|----------------|--------------------|-----------------|
| BTC | Bitcoin | 0.0002 BTC |
| ETH | Ethereum | 0.001 ETH |
| USDT* | Ethereum | 10 USDT |
*Note: USDT deposits are restricted to professional investors (PI).
Step-by-Step Deposit Process
Step 1: Locate the Deposit Entry in the Futu App
Navigate to the "Account" section and select "Deposit Crypto."
Step 2: Generate a Unique Deposit Address and Initiate Transfer
Click "Deposit," choose the cryptocurrency, enter the amount, and confirm to generate a unique deposit address.
🔹 First-time deposits require a small test transfer to verify wallet ownership. Follow the system prompts to complete this step.
🔹 Use only the specified blockchain network; incorrect networks may result in lost funds.From your personal wallet, send the exact "Total Deposit Amount" to the generated address.
🔹 Transfers from exchanges or unverified wallets will fail.
Step 3: Complete Post-Deposit Steps in the Futu App
Processing Time:
- BTC: ~10 minutes (1 confirmation)
ETH/USDT: ~8 minutes (32 confirmations)
*Manual verification may extend this to 24 hours (excluding holidays).
Completion:
- Option 1: Respond to app notifications for pending actions.
- Option 2: Check status under "Account" > "Deposit History."
Fees and Charges
| Type | Fee Structure | Charged By |
|--------------------|----------------------------------------|------------------|
| Commission | Waived (until further notice) | Futu Securities |
| Platform Fee | 0.08% per trade (min. $1.99 or HKD 15)| |
| Deposit Fee | Free | |
| Returned Deposit* | BTC: 0.0002 BTC / ETH: 0.0018 ETH / USDT: 6 USDT | Partner Exchanges |
*Applies if deposits fail and require refunds.
👉 Learn how to claim refunds for failed deposits
FAQs
1. Who can deposit USDT on Futu?
Only professional investors (PI) are eligible for USDT deposits.
2. What’s the minimum deposit for BTC?
0.0002 BTC (Bitcoin network).
3. Why is my deposit delayed?
Manual verification or insufficient blockchain confirmations may cause delays. Check the app for updates.
4. Can I deposit from an exchange wallet?
No—only personal wallets are accepted.
5. Are deposit fees refundable?
No, but failed deposits may qualify for a refund (minus network fees).
6. How long do ETH deposits take?
~8 minutes after 32 confirmations.